LAST UPDATED: 7 AUGUST 2026
1. Our approach
PAYBIIL is being designed to support responsible, compliant cross-border payment experiences. Before financial services launch, our controls will be developed with regulated partners and adapted to each applicable product, corridor, and jurisdiction.
2. Customer verification
Customers may be asked to provide identity, address, business, source-of-funds, purpose-of-payment, beneficial-ownership, and other information. Verification requirements may vary by customer type, transaction, location, and risk profile.
3. Screening and monitoring
PAYBIIL and its partners may screen customers, recipients, businesses, and transactions against sanctions, politically exposed person, adverse media, fraud, and other risk sources. Transactions may be monitored and reviewed before or after processing.
4. Information requests and restrictions
We or our partners may request additional information, delay or decline onboarding, restrict access, hold or reject a transaction, or close a relationship where required by law, partner policy, or risk considerations. We may be unable to explain certain actions where legal restrictions apply.
5. Prohibited activity
PAYBIIL must not be used for unlawful activity, sanctions evasion, fraud, money laundering, terrorist financing, trafficking, exploitation, deceptive practices, or transactions involving prohibited goods, services, or jurisdictions.
6. Reporting and cooperation
Where required, PAYBIIL or its regulated partners may report information to competent authorities and cooperate with lawful investigations. Customers must provide accurate, complete, and current information and respond promptly to reasonable requests.
7. Development status
This disclosure describes the principles guiding product development and is not a claim that PAYBIIL currently provides regulated transfers. Final controls and responsibilities will be documented in product-specific terms before launch.